Automatic European bank sync for YNAB
BudgetSyncer syncs your European bank transactions to YNAB through secure open banking on a schedule. No CSV imports, no manual work.
Built by a YNAB user in Europe
I built BudgetSyncer because I was tired of exporting bank CSVs and wondering if my YNAB budget was actually current. It is indie-maintained — you get direct support at admin@budgetsyncer.com, not a ticket queue.
Read the founder story →BudgetSyncer was built to solve a simple problem: European YNAB users often spend too much time importing transactions manually. BudgetSyncer makes that process automatic, and it is now approved by YNAB.
Budget effortlessly in 3 steps
Stop wasting time on manual entry. Setup takes less than 5 minutes.
Connect to YNAB
Start by securely authorizing BudgetSyncer to access your budgets. We never see your YNAB password.
Link your bank accounts
Search from over 2,500 European banks and select which accounts to sync. Link your YNAB account to your bank account.
Automated sync
Transactions sync automatically on your chosen schedule (default twice per day; you can add or change sync times on the connections page). Exact local times are shown for your timezone. You can also start a manual sync anytime from BudgetSyncer. With Enable Banking there is no separate daily limit on user-triggered syncs (banks may still delay publishing transactions). BudgetSyncer uses stable bank transaction IDs so pending and booked versions of the same payment do not create two YNAB rows, and on reconnect it skips overlaps that already match date, amount, and payee in YNAB. YNAB also applies its own import ID rules when transactions arrive.
Built for those who take budgeting seriously
Near Real-time Flow
Transactions sync automatically on your chosen schedule (default twice per day; you can add or change sync times on the connections page). Exact local times are shown for your timezone. You can also start a manual sync anytime from BudgetSyncer. With Enable Banking there is no separate daily limit on user-triggered syncs (banks may still delay publishing transactions).
Reliable imports
BudgetSyncer uses stable bank transaction IDs so pending and booked versions of the same payment do not create two YNAB rows, and on reconnect it skips overlaps that already match date, amount, and payee in YNAB. YNAB also applies its own import ID rules when transactions arrive.
PSD2 Compliance
Built on regulated open banking APIs. We never see your password, and you can revoke access anytime with one click.
Ready to automate your budget?
Join hundreds of YNABers in Europe who have automated their financial life. Starts at 4.99€/month.