Our story
Why I built BudgetSyncer
Tommi · Founder, BudgetSyncer
I've used YNAB since 2014. After every shop I was typing purchases into the app by hand. Later it was bank exports, CSV imports, and matching the same transactions twice — slow enough that the budget often lagged reality. I automated that work for myself until friends asked for the same thing. BudgetSyncer is that tooling, opened up for everyone.
Three stages
I'm a professional developer and a long-time YNAB user in Finland. This isn't a pivot from a giant fintech idea — it's the tool I wished existed while I was still keeping my own budget current by hand.
- 2014
2014
Discovering YNAB
I started using YNAB and quickly relied on it to keep spending intentional. Logging every purchase became a habit — and a reminder that budgeting only works when the numbers stay current.
- 2020
2020
Automating my own imports
I first wrote a script that pushed bank CSV exports into YNAB. When open banking arrived in Europe, I replaced that ritual with a program that fetched transactions through PSD2 and sent them straight to the YNAB API. The budget could finally stay current without weekly file cleanup.
- 2022
2022
Opening the tool to others
Friends wanted the same workflow. I turned the personal tooling into BudgetSyncer so anyone using YNAB could connect their bank, sync on a schedule, and spend less time fighting imports.
Why it matters now
If you use YNAB but your bank connection is unavailable or unreliable, staying current usually means exports, uploads, and cleanup. BudgetSyncer connects through PSD2 open banking and syncs on a schedule so your budget stays up to date. It prevents pending/booked duplicates and skips reconnect overlaps, then imports into YNAB with stable IDs.
I still run it as an indie product — no venture round, no selling your data. Just the workflow I wanted for myself, opened up for everyone who felt the same pain.
BudgetSyncer is part of Dawnode Oy, a Finnish company — trade register details
Say hello
Questions about the story, your bank, or whether BudgetSyncer fits your workflow? I read every message myself.
admin@budgetsyncer.comUsually a reply within a day