YNAB supported banks in Europe

The phrase usually refers to banks YNAB can import from automatically through Direct Import. In Europe that means Plaid-backed connections in a fixed set of countries — not a single global list of every bank YNAB users might hold accounts with.

If your bank is absent from YNAB’s search, you are not alone. European YNAB users routinely fall back to CSV or OFX file imports. BudgetSyncer exists for that gap: regulated open banking where your institution is listed, with transactions imported into YNAB on a schedule.

YNAB added broader European Direct Import in 2025, but coverage remains country-level — Plaid connects some banks in 18 markets, not all of them. BudgetSyncer uses Enable Banking across 29 of 30 European markets, which helps when YNAB has no Direct Import in your country or when your specific bank is missing from Plaid.

Use the live directory at /banks to confirm your institution. You can create a free account, connect YNAB, and browse banks before subscribing to enable sync.

Start with your country in the directory below on /banks, or open a bank-specific guide (for example Nordea, OP, ING, or N26) if you already know your institution.

After sign-up, the connection wizard shows the same bank list for your country. Map each bank account to the YNAB account you track, subscribe when you are ready, and Transactions sync automatically on your chosen schedule (default twice per day; you can add or change sync times on the connections page). Exact local times are shown for your timezone. You can also start a manual sync anytime from BudgetSyncer. With Enable Banking there is no separate daily limit on user-triggered syncs (banks may still delay publishing transactions). BudgetSyncer uses stable bank transaction IDs so pending and booked versions of the same payment do not create two YNAB rows, and on reconnect it skips overlaps that already match date, amount, and payee in YNAB. YNAB also applies its own import ID rules when transactions arrive.