Why linking is separate from YNAB OAuth
YNAB OAuth lets BudgetSyncer write transactions into your budget. Bank linking is a second consent with the bank through open banking. Both are required for sync; either can be revoked independently.
European bank sync for YNAB
How to link a bank account in BudgetSyncer
To link a bank account in BudgetSyncer, start a connection for your institution, finish the bank’s PSD2 authorization, then map the returned accounts to YNAB. Parent how-to: how to connect a European bank to YNAB.
Support status
One connection covers one institution login.
Listed by our open banking partner; not separately verified beyond the directory listing.
How to link
1. With an active free trial or subscription, open connect bank, choose country and institution from the directory.
2. Complete the bank’s authorization (app or web SCA as required).
3. Wait for accounts to appear, then continue to mapping — linking alone does not choose YNAB destinations.
Next: how to map bank accounts to YNAB. Pipeline overview: how BudgetSyncer works with YNAB.
Edge cases
Credit card accounts can sync where your bank exposes them through open banking. Availability varies by bank and country — confirm the accounts returned after you authorize.
If authorize succeeds but no accounts return, that is usually a bank open-banking limitation — try again later or use CSV for that product while syncing other accounts.
Setup in a few minutes
- Create a free BudgetSyncer account and connect your YNAB plan.
- Start a 7-day free trial on the website or App Store (required before connecting a bank).
- Choose your bank and authorize via secure PSD2 open banking (no passwords stored by BudgetSyncer).
- Map each bank account from your login to the right YNAB account — transactions sync on your schedule, and you can sync manually anytime.
What it looks like
FAQ
- Can I link multiple banks?
- Yes. Each institution login is a separate connection with its own mapped-account allowance.
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